The copay nightmareAll too often, families find themselves paying huge out of pocket costs for minimal care under a traditional high-deductible insurance plan. And for many families, particularly those with small children (who need frequent checkups, are prone to ear infections, etc.), paying the copay every time they see a healthcare practitioner can quickly add up to the point where you begin to question why you have insurance in the first place. What if by removing insurance from the equation, you can instead get the healthcare that you need at one low, monthly price — all with no copay. Ever. iEverydayCARE is a healthcare plan that is revolutionizing the way people think about the relationship between money and their medical care.
How it worksWhile insurance is absolutely important in cases where extreme medical treatments may become necessary, many people are paying too much money for something that may never happen. But by signing up for a low-cost health insurance plan (one that is considered a catastrophic plan, for example) and then finding a smart way to go about paying for the healthcare your family uses on a regular basis, patients and their families are able to save serious money. With rates starting at $105/month for individuals, they essentially sign up to become members of a group that has access to routine care from qualified health practitioners.
What it includesIndividuals and families signed up for iEverydayCARE will usually find that all of their healthcare needs are pretty thoroughly covered under this plan. Furthermore, care is improved in many ways. For instance, with on-call providers available to consult with you on the telephone 24 hours per day, 7 days per week, new parents do not need to go through the drama of deciding whether or not the baby’s fever on a Saturday night warrants a trip to the emergency room immediately or warrants a trip to their pediatrician’s office on Monday afternoon (or, you know, whatever day they have an available appointment) — an expert is at your service. And if you do need an in-person appointment, you are ensured the ability to see a qualified practitioner the same or next day, along with a no-wait guarantee. This is just one example, but surely you can think of another time when one of iEverydayCARE’s services would have come in handy:
- Routine care, preventative care, and chiropractic care
- $0 copay, no deductible
- Immunizations and labs
- Same-day/next-day appointments, with no-wait guarantee
- 24/7 unlimited access to a care expert – anytime, anywhere
- Prescription Savings Plan
- Fair Price Protection for non-routine care
- 60-Day Money Back Guarantee
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